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    Welcome to the Hudson Valley Agency Representing Farm Family

    Our agency is comprised of four office locations in and around the Albany area: GlenmontKinderhookPine Plains, and Catskill.

    Experience the Difference
    . Our Agents will provide ongoing reviews and recommendations as well as courteous and timely service. We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you.



    Attention NY Employers

    New York employers: Wage Theft Prevention Act notices must be issued to your employees by February 1st.  For notification templates and related information, visit


    Super Storm Sandy - Damaged Cars

    Gov. Cuomo issued a consumer alert warning used-car buyers from purchasing storm-damaged cars. Consumers can determine whether a used vehicle is a "flood car" from Sandy or damaged following other storms or circumstances by clicking here.


    NYS Department of Labor Wage Theft Prevention Act

    Fact Sheet:

    Guidelines for Written Notice of Rates of Pay and Regular Payday:


    Times Union: State has $30M for flood victims

    The Times Union featured an article about State aid for businesses, homes, farms, and nonprofits who were hit by flooding.  Read more at


    Important Information for Employers Operating in New York State 

    Taken from State of New York Workers' Compensation Board.

    Worker's Compensation Insurance Requirements

    New York State workers compensation insurance covers employees for work-related accidents, injuries or illness.

    If you have one or more employees working in New York State (NYS), you are required to obtain NYS workers' compensation insurance coverage. The workers' compensation insurance policy must be effective no later than the first day you have employees.

    Disability Benefits Insurance Requirements

    NYS statutory disability benefits (DB) insurance coverage is totally different from and is not included in NYS workers' compensation insurance coverage. Statutory NYS disability benefits insurance covers employees for off-the-job accident, injury or illness.

    If you have one or more employees for 30 days in a calendar year, you are required to obtain NYS disability benefits insurance coverage. Such insurance must be effective no later than four weeks after the 30thdayyou have employees. However, if you have purchased a business whose employees had already been covered by the Disability Benefits Law, the effective date of coverage must be no later than the day you purchased the business.

    Purchasing Workers Compensation and Disability Benefits Insurance

    Both workers compensation and disability benefits coverage can be obtained through private insurance carriers authorized to write such coverage in NYS, the New York State Insurance Fund, or Board-approved self-insurance. (Special note regarding disability benefits insurance: -- Please check with your

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